Brassicas in Beds

first_imgThe Brassicas are taking center stage! In the fall and winter seasons, we have always dabbled in flowering kale and cabbage, but it seems in the last couple of years that things are changing. The cruciferous crops are doing their part to create the wow factor in flower beds across Georgia. It’s not just flowering kale and cabbage on display, but edibles like the Toscano kale and – would you believe it – that old, Southern favorite, collards.Last year anyone who went to the Savannah/Hilton Head International Airport could not help but notice the monolithic blue-green leaves serving as the backdrop to the pansies and snapdragons. The enormity of the leaves created their own photo-worthy moment. This year I am seeing collards used elegantly in mixed containers and even baskets. Why not? You couldn’t ask for a better companion to the colorful pansies. When I took the photo, I was thinking, “Now I need catfish and cornbread.”While collards are really old fashioned, the application with ornamentals is new and trendy, at least in several generations. Toscano kale is also called “Toscana,” “Tuscan,” “lacinato” and “dinosaur kale.” Culinary experts know it is among the most flavorful and treasured in Italian soups and stews, but it’s recently new to the flower garden. You can rejoice at its incredible beauty and texture, but if you fancy yourself a chef, then it means an edible landscape is close at hand.It may be after Thanksgiving, but the weather pattern looks very favorable to do some late-season gardening. So, if you have procrastinated like yours truly, then let the gardening festivities begin, and remember that these plants are among the easiest to grow. Prepare soil by incorporating 3 to 4 inches of organic matter and 2 pounds of a slow-release, 12-6-6 fertilizer per 100 square feet of bed space. Space them according to label recommendations – normally 12 to 18 inches apart. Add a good layer of mulch after planting to help stabilize soil temperatures and conserve moisture.Kale, cabbage and mustards all need good drainage, but must remain moist and fed to keep them growing vigorously. Pay especially close attention as dry cold fronts have a tendency to deplete the available moisture. Feed them with light applications of the preplant fertilizer every four to six weeks. Leaf colors will intensify as the temperatures start to get cold.Flowering kale, collards and mustards excel with beds of brightly colored pansies, violas, panolas and snapdragons. Don’t be afraid to cluster or mass-plant your kale – it will certainly create a visual thrill in the landscape. You can also plant bold drifts or sweeps of kale, collards or red mustards together. As you plan your bed, try planting a large bed of narcissus behind the kale, collards or mustards.Kale or collards in containers might, at first, seem strange to you. Consider, however, that very same container during the summer probably had a variety of a dazzling coleuses, so why not carry on the thought or similar design with a cool-season foliage crop, fragrant dianthus and regular or trailing pansies. The cool season is a wonderful time to garden, and foliage plants like kale, collards and mustards make the perfect pansy pals. It’s not too late – get in the garden this weekend. Follow me on Twitter @CGBGgardenguru and learn more about the University of Georgia Coastal Botanical Gardens at the Historic Bamboo Farm at www.coastalgeorgiabg.org.last_img read more

Save Red Wolves? Keep them in North Carolina

first_imgWhile Thomas O’Brien’s recent op-ed promoting culling coyotes and moving red wolves to Shenandoah gets a few things right, there are a couple of things I must take issue with as a conservation biologist and professional endangered species advocate. It is correct to say that the challenges we face with red wolf recovery are tied to coyote management.  It is also true that red wolves naturally displace coyotes and out compete their more diminutive canine cousins.  But it is a slippery slope – and possibly unethical – to promote the mass extermination of coyotes to achieve red wolf recovery.While it may sound logical that fewer coyotes mean more wolves, nature is far more complicated than that. The adaptive management solutions to the coyote conundrum have already been effectively developed and tested in red wolf country.  The sterilization of coyotes that overlap territories with red wolves is certainly an aggressive step, but it has helped to curb incidents of hybridization and reduces the impact of coyotes competing for resources. Because of coyote’s unique biological adaptations, they can withstand losing up to 70% of their population each year before their long-term population trends experience any negative affect.  This requires an even more aggressive approach to management, and the tools used (such as shooting coyotes) put red wolves at risk.Furthermore, when a coyote is killed or displaced other coyotes rapidly fill the territory.  The most effective way to control coyotes on the landscape is to establish a robust population of red wolves that eliminate coyotes. And, for red wolves to hold territory the breeding pair must be protected to maintain stability. All too often the very wolves that are shot are the individuals most important for keeping a cohesive pack together.The notion that the current red wolf recovery area is insufficient for a sustainable population is simply not true. Although the landscape is human-dominated, wolves are highly adaptable and research has shown that there is plenty of habitat and prey to allow wolves and humans to coexist. In fact, the population peaked at nearly 150 animals until politics and mismanagement by state and federal wildlife agencies stalled progress and ultimately led to the current demise of the population.It is certainly true that the most recent proposal by the U.S. Fish and Wildlife Service to shrink the Red Wolf Recovery Area will not be able to sustain a population and would be a disaster for the recovery effort. That said, it is critical that we push back against this proposal and the erosion of Endangered Species Act protections for the world’s most endangered canine. In the current political climate, where anti-regulatory politicians are trying to dismantle bedrock environmental laws like the Endangered Species Act, that is a tall order. But the public has been outspoken in support of red wolves. During a recent comment period, of over 55,000 comments supporting red wolf recovery in Eastern North Carolina, only 10 were submitted that opposed the program.  One of those 10 came from the NC Wildlife Resources Commission, and the rest were duplicate comments submitted by a few of the most vocal opponents of the program – the same individuals who have actively campaigned and harassed the Fish and Wildlife Service to put an end to the wolves in North Carolina.But, you’re right to say that wolves need more recovery sites in the wild. Shenandoah National Park is the example provided but there are many others. There is abundant habitat and prey available throughout the historic range of the red wolf. Unfortunately, intolerance for predators adds a whole other dimension to the issue, and that is what needs to shift. Abandoning red wolves in North Carolina will only serve as an example to embolden the intolerant, anti-predator factions in other regions. Instead let us band together to show our support for our natural heritage. Demand that federal and state agencies serve the public and do the work they are mandated to do – and guide that management through science, not politics. Together we can turn things around and the wolves will do just fine in a world changed by man and coyotes, if we can just give them a little room to roam.Ben Prater is Southeast Program Director of Defenders of Wildlife.last_img read more

Mr. Rogers on credit unions: Members deserve answers

first_img 48SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Bo McDonald Bo McDonald is president of Your Marketing Co. A marketing firm that started serving credit unions nearly a decade ago, offering a wide range of services including web design, branding, … Web: yourmarketing.co Details “Is there any way I might get washed down the drain when I take a bath?” Fred Rogers answered that question as well as countless others in his neighborhood. He answered concerns about divorce when it was a subject not publicly dealt with, It was only one of several topics deemed too heavy or taboo for children’s programming. When the goldfish we’d watched every day on his show died? Mr. Rogers talked us through it. Sometimes, he even took on questions we might have been afraid to ask. He helped calm our fears during times of war and ease the pain of losing a friend who moved.Mr. Rogers and the staff of his show seemed to do a great deal of research to address the fears of children. The serious, uncomfortable issues adults didn’t want to discuss, or the trivial issues parents might often dismiss or laugh off, Mr. Rogers took seriously. He asked us what our pain points were. Then he offered the best solution he could.How would he handle credit unions? By answering questions. Ask any financial expert why people struggle with money today. One of the top answers will always be the lack of financial knowledge. How can something as easy as basic math be a stumbling block for so many? Because it’s less about math and more about emotion. Whether your bank account is a way for you to keep a roof over your head, pay your bills, or have a trophy for a job well done, money is always personal.Why do credit unions, who use the rallying cry “people helping people,” do such a poor job of answering members’ questions about finance? It doesn’t matter how silly we think they are or how many times we have already covered them. The requests are important to our members and they want to know the answers. We market our products and services using lots of industry lingo, assuming that the consumer already knows the value proposition—and you know what assuming does.Perhaps in 2016, it’s time to take a page out of Mr. Rogers’ playbook. Start a conversation with your members, expecting that they have no idea who you are, or why they should care about your credit union (because, honestly, they probably don’t.)A recent survey asked consumers what they wanted to know about money, but had been too afraid to ask:Why can’t I ever seem to save any money?Why should I pay off my credit card in full each month, when I can just pay the minimum balance?How should I invest my money?I have two loans: one small one at 5% and one large one at 21%. Which one should I pay off first? The small one, right?Will I have enough money to retire?Somebody told me about a great opportunity to make lots of money. Is it a scam?I’m really trying to impress my new girlfriend. Got any ideas for a great cheap date?How will doing XX affect my credit score?How much is my house worth?Why can’t I get a loan when I don’t have a job?Stop overthinking (or underthinking) your marketing message. Start talking in the terms your consumers use. You have the same products (maybe with some variances) other financial institutions have. But, if you begin with answering the basic questions that members have, you become the credible advisor and win their trust and loyalty. Do Mr. Rogers proud. Answer the question.last_img read more

The truth about Wells Fargo and credit unions

first_img 4SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr The fact is, bad actors and criminals can weasel their way into any profession, company or financial institution.  Yes, even credit unions.That’s why it’s so incredibly important that credit union leaders continue to talk about the difference between banks and credit unions … to everyone. We have a better business model and a supporting culture of member service. The discussion of having a culture of true member service must be part of any new employee onboarding, discussed on a regular basis at staff meetings as well as at credit union board meetings. We do it here at NAFCU under the auspice of “extreme member service.”Many credit unions have cross-selling programs as a way to increase “wallet share” and to develop a deeper, longer relationship with their members. My pal Jack Malcolm has a great book on how to properly create a sales and cross-selling program. Credit unions do a good job of offering products and services that members need and want. But the flip side is that there must be a culture of member service combined with a system of checks and balances to make sure everything is operating as designed. Could a bad actor disrupt this at a credit union? Maybe. But if you have a culture of member service, the potential is vastly reduced.  With credit union leaders talking about a culture of member service on a regular basis, holding staff accountable for maintaining that culture, the likelihood of a mass fraud is greatly diminished. continue reading »last_img read more

Don’t keep the credit union secret

first_img ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading » For years, many of us have been calling credit unions the best-kept secret in the country. Are you getting as tired of saying that as I am? We all should be. Credit unions have the opportunity to be a life-changing resource to the people in America who need us the most. But how can we help a new generation if they don’t know who we are? Because the fact is, they don’t and we are responsible.Recently, The New York Times published an article about $188 million Marriott Employees’ Federal Credit Union, Bethesda, Md. It was one of the few times that credit unions have been featured in a national publication. Unfortunately, it did not tell our collective story of impact. Individual credit unions, including Marriott Employees’ FCU, make a difference for people every single day. Today, more than 115 million Americans experience this difference. That means they are paying less interest on loans, paying lower fees and learning ways to build a stronger financial future. Imagine what an impact we could make if more people were not only aware of credit unions but driven to act.In fact, many credit unions are highlighting their membership impact. They are telling their story to help people to see why action matters. In fact, at least two credit unions are using their website landing page for this purpose. As I write this, in 2018 alone, $4.1 billion Michigan State University Federal Credit Union, E. Lansing, has already been able to save its members more than $11.3 million and counting from refinancing members’ high-interest loans from outside institutions. $3 billion Coastal Credit Union, Raleigh, North Carolina, showcases the $23.5 million that’s been given back to its membership through various efforts, such as identity theft services and video banking. That’s impact.last_img read more

UWP unhappy with Insurance Act

first_imgThe United Workers Party is expressing its concern about a recent Insurance Act passed in Parliament which is designed to regulate insurance businesses as well private pension funds.Hon, Edison JamesUWP Leader Edison James says the government did not give the general public an opportunity to adequately discuss the bill, “but government ministers found it necessary to address Dominican investors on their plight”.He said “in fact, the minster for finance with prime responsibility on insurance has absented him from the Parliament, and has not been heard on the vex issue of what is being described as a ponzi scheme which affected many Dominicans”.According to James, notwithstanding pleas by the Parliamentary Opposition for the matter to be delayed for further scrutiny or input, the bill was passed at dead of night and ministers of government admitted that they had not read the bill which is inefficient in several material ways and which has serious implications for policy holders and the financial sector as a whole.The UWP Parliamentary Opposition calls on government to delay the submission of the insurance bill to the President for accent until the appropriate amendment has been made by the Parliament.“It is the intention of the Opposition to propose relevant amendments for consideration,” he explained.He said the UWP sympathizes with the citizens of Dominica over the millions of dollars lost as a result of their investment in BICO and CLICO.Dominica Vibes News 75 Views   no discussions Sharing is caring! Share Tweetcenter_img Share LocalNews UWP unhappy with Insurance Act by: – March 1, 2012 Sharelast_img read more

Drilon seeks higher payment of damages for wrongful death

first_imgSenate Minority leader Franklin Drilon. IAN PAUL CORDERO/PN In his Senate Bill No. 1276, the Ilonggosenator aims to amend the Civil Code by increasing the minimum amount for deathindemnity, whether caused by crime or quasi-delict (negligence) to P300,000from P3,000. Drilon cited as an example the recentdecision on the Maguindanao Massacre where the court only granted compensationpayout of P100,000 for death indemnity, P100,000 for moral damages, andP100,000 for exemplary damages. “While it is clear from the wording ofthe law and the decisions rendered by the Supreme Court that the amountprovided is only the minimum, it has become common practice for our courts toaward death indemnity as well as moral and exemplary damages only within theminimum amount,” Drilon said. MANILA – Senate Minority Leader FranklinDrilon has proposed an increase in the minimum amount of damages that the courtmay grant for the wrongful death of a person caused by a crime or negligence. “Article 2216 of the Civil Code does notprovide a minimum amount for moral and exemplary damages and leaves it entirelyto the discretion of the courts. Jurisprudence similarly pegs the amount atP100,000,” he said./PNcenter_img Under the same bill, Drilon also soughtto set the minimum amount for moral and exemplary damages at P200,000. “We are proposing these amendmentsto emphasize that the amounts provided in the law are only the minimum and thatthe courts are empowered to use their discretion in granting a higher amount,based on the rate of inflation and circumstances unique to the case,” hesaid. Drilon said that while the old CivilCode, which was enacted in 1949, set the amount for death indemnity to P3,000,the amount has increased in jurisprudence over time to P50,000 in 1990. Theamount remained stagnant, however, at P50,000 until 2013 when the SupremeCourt, in People v. Gambao, raised the minimum amount to P100,000. “It has been lamented that the gruesomenature of deaths subject of recently decided cases would have warranted ahigher award but that courts have been hesitant to depart from the amountsfixed by jurisprudence,” he added.last_img read more

Cops for Kids support S. Ripley girls basketball

first_imgVERSAILLES, Ind. — The Indiana State Police Alliance, through its Cops for Kids program, assisted the South Ripley Lady Raider Basketball Program.This year the Cops for Kids assisted 12 programs across the state.The Cops for Kids program has been assisting youth in Indiana since 1991 by building relationships between Indiana’s Youth and member Indiana State Police troopers.The other programs the Cops for Kids assisted in 2016:New Carlisle Wesleyan Church Youth Program – New CarlisleIndiana Raptors Youth Travel Baseball – GreenvilleRochester Youth Wrestling – RochesterMount Vernon (Posey) Youth Soccer Club – Mt. VernonElite Softball Club – KendallvilleIce All Stars Cheerleading – WestfieldTrooper Patrick Bartram Christmas for Kids – IndianapolisMount Vernon (Hancock) H. S. Jr Varsity Volleyball – FortvillePendleton Youth Basketball – PendletonWapahani Girls Soccer – WapahaniCrown Point Panthers Youth Football – Crown Pointlast_img read more

2019 First Bank/Kaduna Georgian Cup

first_imgimpacted the promotion of sports generally around the country.He stated that the unequalled involvement of First Bank in the promotion of polo and sports spanning a century in Kaduna and other states of the country has helped in redirecting the energies of the youth and engaging them positively.He expressed happiness at the commitment of the banking giant to achieving this milestone of a century long sponsorship, and urged the foremost banking institution to do more, given the unifying and the diplomatic credentials of sports in Nigerian political history.“We the entire Nigerian polo family are happy with First for engaging our youths positively in the area of polo and I would urge them not to rest in this highly commendation partnership that turns our people away from negative tendencies,” the royal father stated.Former military Governor of Kaduna State, Col. Dangiwa Umar (rtd,) who salute First Bank on the centenary milestone, expressed delight at the huge turnout for the prestigious festival confirmed that “First Bank has been at the forefront of sports development with several sponsorship initiatives spanning polo, golf, soccer, amongst others,”.Umar, who is the Chairman Board of Trustees of Kaduna Polo Club, pointed out that the landmark collaboration has already impacted positively in the development of polo and sports generally in the country.We are tapping into the passion that people feel for the game to bring to the front burner, the need to develop our sporting sector, so that in our little way, we can contribute to making life better for Nigerians,” he added.Expressing the Bank’s delight on the sponsorship, the Group Head, Marketing & Corporate Communications, First Bank of Nigeria Limited, Folake Ani-Mumuney said “2019 is indeed an eventful year for us and one of the many highpoints since we were founded 125 years ago.Part of our excitement stems from the pride we feel at having supported the Georgian Cup Polo Tournament for 100 years consistently.“We are indeed proud to achieve this feat as it reinforces our leadership role as an institution committed to the continued growth and development of sports and the economy at large. The Georgian Cup Polo Tournament is one of the many heritage sporting sponsorshipssupported by First Bank over the years.”The international polo fiesta is bracing for a glamorous climax this weekend with the finals of El-Amin Cup, Emir of Katsina Cup, Imani Cup and the Georgian Cup which has remained the biggest polo prize inKaduna for a century now.Share this:FacebookRedditTwitterPrintPinterestEmailWhatsAppSkypeLinkedInTumblrPocketTelegram Emir of Katsina, Umar Hail First Bank on Centenary Polo MilestoneThe huge involvement of Nigeria’s premier banking giants, First Bank Nigeria, in the development of the noble game in Nigeria and beyond, has received official commendation from the Traditional Council of Katsina State.Chairman of Katsina State Traditional Council and Emir of Katsina, HRH Alhaji Abdulmumuni Kabir Usman who made the commendation, praised First Bank for partnering Kaduna Polo Club in the promotion of the noble game and for positively touching the lives of Nigerians in so many ways.The Royal father who is also the Life Chairman of the Nigerian Polo made this declaration at the legendary Murtala Sqaure Polo Ground, venue of the ongoing Georgian Cup Centenary Polo Tournament in Kaduna, noted that the partnership with the noble game of polo has positivelylast_img read more

Kiffin never had a chance at USC

first_imgIt ended with a whimper, not a bang.The Lane Kiffin era at USC finally, mercifully, came to an end in the wee hours of Sunday morning, providing a jolting wake-up call for most Trojan fans who stayed up late the night before watching their team get blitzed by Arizona State in a 62-41 defeat.The resolution to the most talked about coaching hot seat of the year was two hours old before most people even knew about it.When all is said and done, Kiffin’s record at USC will forever stand at 28-15, with seven losses in his past 11 games and zero bowl game victories. But the numbers don’t come anywhere close to telling the entire story.Kiffin inherited a program in shambles. USC fans don’t like to think of their team this way, but that’s exactly what it was in the process of becoming when Kiffin took over. The bowl ban cost the team a chance at the Rose Bowl in 2011, sure, but the loss of 30 scholarships was by far the most crippling aspect of the sanctions levied by the NCAA in 2010.Take the ASU game, for example. When two wide receivers went down with injuries, Kiffin was forced to play walk-on redshirt freshman Robby Kolanz in the second half of a meaningful Pac-12 game. This is just one instance of a dire situation, but it illustrates how much the scholarship losses put this roster behind the eight ball.Given the adverse conditions Kiffin was forced to deal with, 28-15 actually does not sound that bad. Consider that from 2002-04, while facing a two-year bowl ban and loss of 21 scholarships over three seasons, Alabama went 20-18, with the lack of depth on its roster being a key factor in its struggles. When the NCAA hits you with some of the harshest penalties in college football history, it doesn’t want you to succeed.But that wasn’t the only hindrance Kiffin had to overcome upon his arrival in Los Angeles. Rightly or wrongly, deserved or undeserved, Kiffin came to Troy with a bad reputation. To be blunt, it was easy for people to dislike him. He shot his mouth off at Tennessee, didn’t schmooze the L.A. media and was perceived as someone who “failed up” throughout his career, consistently receiving marquee coaching jobs without ever having succeeded at his last stop.It was always an uphill battle for Kiffin to win the hearts of the locals. The 2011 season, in which the Trojans went 10-2 and finished ranked No. 6 in the AP Poll, helped win some support, but the reviews were anything but unanimous. Then the 2012 season happened, which can only be described as an unmitigated disaster, and the approval ratings, again, tanked. His short leash grew even shorter in 2013, eventually resulting in the plug being pulled just five games into this season.During his time here, the criticism came in all shapes and sizes. A lot of it was definitely warranted. The ball deflating, jersey switching, coaches’ poll voting and media ditching were all self-inflicted wounds that could have been avoided. Kiffin’s playcalling was also constantly criticized — though I’m not sure if the disapproval of fans that know next to nothing about football can be taken too seriously.Other barbs thrown Kiffin’s way, though, don’t hold water. Many pointed to his stoicism and lack of enthusiasm on the sidelines as evidence that he didn’t connect with his players or was unable to provide inspiration to them. Kiffin has pointed out before that he keeps his  fist-pumping to a minimum so that he remains focused on the next play, and he stands far from the line of scrimmage, and away from people on the sidelines, to get a better angle at the field, not because he can’t connect with the players.Athletic Director Pat Haden and USC players who have spoken to the media in the wake of Kiffin’s dismissal have nothing but good things to say about their former coach. A skeptic might chalk this up to political correctness, but I will just take them for their word and believe that Kiffin had his players’ respect and loyalty.As for his sideline demeanor, I guess judgment on that is based on results. If USC won, then Kiffin was praised for his      laser-like focus. Against Oregon in Autzen Stadium in 2011, with the crowd going crazy and the Ducks mounting a comeback, he was a calming presence amid the chaos that helped the team hold on for the upset victory.But in a loss, critics called him boring: He lacks enthusiasm, he can’t inspire his players, and his dispassionate ways have a negative impact on the team. When things got out of hand in the third quarter against ASU, he looked confused and couldn’t take control of the situation, killing any chance the Trojans had of winning.Thus is the nature of coaching at USC. Expectations are high, sometimes unreasonably so, and Kiffin knew that when he took the job. It’s the reason he made a reported $4 million annually — to win, no matter the circumstances.It’s a harsh reality, but it’s the reality nonetheless. Fans might not have liked what the program did under Kiffin’s lead, but really, he was destined to fail all along. Given the burden he had to bear, he deserves some praise for how much he succeeded. If he had been given a better chance to begin with, who knows how far the Trojans could have gone with Lane Kiffin as their leading man. “Inside the 20s” runs Tuesdays. To comment on this story, email Nick at nselbe@usc.edu or visit dailytrojan.com.Follow Nick on Twitter @NickSelbelast_img read more