Palestinian pupils at UN schools form group image as dove of peace

25 November 2011Hundreds of children from United Nations-run schools in the Jericho area of the occupied Palestinian territory today created a massive aerial image jointly with the renowned artist John Quigley to send out a peace message to the world. The children, who attend schools run by the UN Relief and Works Agency for Palestine Refugees in the Near East (UNRWA), gathered at the foot of the Mount of Temptation, outside Jericho, to form the shape of the Peace Dove created by the artist Pablo Picasso. They were directed by Mr. Quigley, who has created mass images from groups of people for over a quarter of a century.The image by the Palestinian schoolchildren was created as part of the Peace on Earth project, which will stage concert that will be broadcast across the world from Bethlehem’s Manger Square on Christmas Day.“These kids are planting seeds of peace into the heart of the Middle East conflict. They deserve the kind of positive future we wish for all children,” said Quigley.UNRWA Commissioner-General Filippo Grandi said: “The world needs to sit up and listen to the youth of this region. Their message of peace is essential. It is the voice of the next generation.”Meanwhile, UNRWA has entered a partnership with the Spanish football club Real Madrid under which eight Social Sport Schools will be established in the Gaza Strip and the West Bank for the benefit of 10,000 Palestinian refugee children.“The education of new generations, who constitute the future, is the essential axis of peacebuilding in the Middle East,” said Mr. Grandi at the signing yesterday of the partnership agreement with Florentino Pérez, the President of Real Madrid Foundation and Real Madrid FC.“With about 700 schools across the Middle East, UNRWA emphasizes quality education; access for all refugee children to a sound education; the learning of the principles of tolerance and respect, gender equality and self-improvement. This joint project that UNRWA and Real Madrid Foundation have undertaken… promotes all these things,” he said.The project is intended to give Palestinian refugee children the opportunity to practise sports and learn values such as teamwork and to increase their self-esteem. read more

Afghanistan 118 billion still needed for recovery aid in 2002 UN says

Held at the Presidential Palace in Kabul, the launch of the Immediate and Transitional Assistance Programme for the Afghan People 2002 (ITAP) was chaired by Dr. Sima Simar, Minister for Women’s Affairs and Vice Chair of the Interim Authority. According to the UN, funding is needed to provide services ranging from food, health care and shelter to human rights promotion, mine clearance and governance to more than nine million Afghans in Afghanistan and in neighbouring countries this year. The appeal also includes recovery activities spelled out in the preliminary needs assessment presented last month in Tokyo at a donors conference. “Now that the world’s attention has turned to Afghanistan once again, we must seize the opportunity to turn hopes into reality,” the Special Representative of UN Secretary-General Kofi Annan, Lakhdar Brahimi, told the launch ceremony. “We must help the people of Afghanistan – women and men, girls and boys – to effect real change in their lives; to return home, to clear the minefields, to rebuild their communities, to develop their economy, to earn a living, to gain access to good quality health care, to have access to good quality learning opportunities.”He also stressed the responsibility of the international community in assuring security through helping maintain and equip a national army and police force as well as by maintaining and extending the mission of UN-mandated International Security Assistance Force (ISAF).For his part, Kenzo Oshima, UN Emergency Relief Coordinator and Under-Secretary-General for Humanitarian Affairs, stressed the importance of meeting Afghanistan’s immediate needs while assisting in its long-term stability. “Let us not forget that Afghanistan continues to be plagued by a humanitarian crisis of major proportions,” he said. “Even if the drought ends this year in at least some parts of Afghanistan – as we all pray it will – millions of people will need food aid to survive until mid-2003.”“We cannot neglect these life-saving efforts while our focus shifts to recovery and reconstruction,” he cautioned. “We will have to manage to transition from relief to recovery and long-term development in a way that will not allow anyone to fall into the perilous gap between relief and recovery.” read more

NYC Mayor Michael Bloomberg led the way on trans fat ban 7

NEW YORK, N.Y. – Artificial trans fats were as American as apple pie when New York City’s health-conscious mayor, Michael Bloomberg, pushed to ban them from restaurant food in his city in 2006.By Thursday, though, the U.S. Food and Drug Administration had announced that it would finish off the fats for good by phasing them out of all foodstuffs nationwide.The news was another triumph for a public health strategy pioneered by Bloomberg and his first health commissioner, Dr. Thomas Frieden, who now leads the Centers for Disease Control and Prevention. Few municipalities anywhere have made such a habit of using local regulation to try and force major changes in public consumption of unhealthy products.Used to be, if you bought a doughnut, a plate of fries or a bucket of fried chicken, chances were it had a few grams of the artery-clogging stuff. All that began to change, and not just in New York, in the months after city health officials decreed that trans fats were too dangerous to be served to the public.More than a dozen fast-food giants swapped cooking oils. Bakeries found alternative types of shortening. Even Crisco, the original artificial trans fat, got a new formula. National consumption of trans fat plummeted.Under Bloomberg, New York has also banned cigarettes in bars and restaurants and required fast food chains to prominently post calorie counts for every item they sell. More recently, the Board of Health attempted to put a cap on the size of high-calorie soft drinks served in restaurants. That effort has been put on hold by a judge. With Bloomberg leaving office at the end of the year, the fate of the sugary beverage rules is unclear, although Mayor-elect Bill de Blasio has said he supports the health initiatives.The city’s current health commissioner, Dr. Thomas Farley, said all those measures show that innovation in public health can happen locally.“People used to look to the federal government,” he said. “It’s much tougher to do it at the federal level.”New York City didn’t start the campaign against trans fats, but the Bloomberg administration can take credit for using the city’s market size to force a shift away from a pantry staple believed to contribute to thousands of deaths each year.In the years before the city took action, big agribusiness companies had already spent years developing alternatives to the main source of trans fat — partially hydrogenated vegetable oil. Yet there was little market demand for alternatives, which included blends of soybean, cottonseed and palm oils.Some rumblings of a shift began when the FDA decided in 2003 that food labels should start listing grams of trans fat per serving. McDonald’s, KFC and other restaurant companies quietly began experimenting with substitute frying oils and shortening, trying to see if they could make the switch without consumers noticing a change in taste.All of those efforts, though, went into overdrive when Bloomberg’s health board implemented the ban, and effectively created a huge new marketplace for trans fat alternatives overnight.“The only way to move the market was to mandate it. And then the suppliers would stock it. And the restaurants would buy it,” Farley said.By the time New York’s phased-in ban took full effect in 2008, relatively little enforcement had to be done. The market had already adjusted. It helped that partially hydrogenated vegetable oil, originally marketed in the early 1900s as a cheap substitute for butter and lard, is tasteless. It was hard to find diners who noticed any difference after New York’s changes took effect.Dunkin’ Donuts sold 50 million trans-fat free doughnuts before it announced to the public that it had switched from its old brand of shortening, to see if anyone would detect the change. Nobody did.The biggest difficulties were faced by bakers, who found that replacement products didn’t always behave the same way at the same temperature. Cooking times and ingredient mixes had to be adjusted.“We made it work,” said Manny Alaimo, owner of the Villabate Pasticceria, a dessert emporium in Brooklyn that makes cannoli and other Italian treats. He’s still chafing, though, at the forced changes because the new oils cost a little more and shorten his products’ shelf life.“It’s like you are taking away Americans’ God-given right to eat what they want to eat,” he said.That’s a criticism that has followed many of Bloomberg’s health policies. Restaurant owners, in particular, have also complained they have often had to shoulder the costs of the city’s health crusades.“The doomsday scenarios have not come through,” said Andrew Moesel, spokesman for the New York State Restaurant Association. “But that doesn’t mean the impact isn’t felt.”In a statement Thursday, Bloomberg said the FDA’s trans fat proposal would eliminate an “artery-clogging and unnecessary” ingredient from the food supply. He hinted that any displeasure from the eating public would be temporary.“Our prohibition on trans fats was one of many bold public health measures that faced fierce initial criticism, only to gain widespread acceptance and support,” he said. “The groundbreaking public health policies we have adopted here in New York City have become a model for the nation for one reason: They’ve worked.” AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to RedditRedditShare to 電子郵件Email NYC Mayor Michael Bloomberg led the way on trans fat ban, 7 years ahead of FDA ban by David B. Caruso, The Associated Press Posted Nov 8, 2013 8:25 am MDT read more

Mens Basketball Ohio State to give out free tickets to students

Ohio State head coach Chris Holtmann applauds his team during the second half with Texas Southern at the Schottenstein Center on Nov. 16. Credit: Nick Clarkson | Social Media EditorOhio State head coach Chris Holtmann continues his campaign to generate interest in the men’s basketball program this fall. On Friday, Holtmann announced students will be able to attend the Buckeyes’ game Nov. 29 against Clemson for free. “Ever since my arrival to campus, I’ve been energized by our passionate students,” Holtmann said in a video on The NutHouse Twitter account. “Whether it’s seeing you on campus or at football games on Saturdays, your presence has been felt. We need that presence at our men’s basketball games this season. I want to give everyone an opportunity to see our team in action.”The free ticket giveaway is the latest in Holtmann’s efforts to get students excited about Ohio State men’s basketball. He paid for students’ lunches at Raising Cane’s on Wednesday, and had spoken earlier in the year about how he hopes to get the Schottenstein Center “rocking again.”Students can claim their free tickets by clicking here. Ohio State will next take to the Schottenstein Center court at 2 p.m. Sunday when it hosts Northeastern.? SPECIAL ANNOUNCEMENT FROM @ChrisHoltmann AND @OhioStateHoops ? FOLLOW THE LINK TO SECURE YOUR FREE TICKET https://t.co/UX7UibgjPK pic.twitter.com/wsNMdwnZFK— The NutHouse (@BuckeyeNutHouse) November 17, 2017 read more

Djeric Vojcic and Kukic become Trier Cats

After Jelena Popovic joining Trier last season, it seems the club management is satisfied with the performance of the Serbian player, and now they have acquired three new Serbian players. That is, Slagjana Djeric, Katarina Vojcic and Jasmina Kukic. The first already have some international experience playing past few years in Hungary, while the latter two it will be their first international experience. ← Previous Story Logi Geirsson ends career! Next Story → AG Copenhagen wants to play EHF CL matches at Stadium read more

App Inventor un outil pour les apprentis développeurs sous Android

first_imgApp Inventor : un outil pour les apprentis développeurs sous AndroidÉtats-Unis – Google donne l’occasion à ses clients d’inventer eux-mêmes leurs applications sur Android. App Inventor est un logiciel devant susciter des vocations dans la programmation.Google propose aux utilisateurs de smartphones de créer eux-mêmes leurs applications sous Android. Pour cela, la firme américaine a lancé l’outil App Inventor, un logiciel qui permet d’apprendre à produire un programme, de manière simple et rapide. Une application peut se créer en quelques clics mais les fonctions peuvent être plus approfondies avec un peu de recherche. L’outil est encore en développement, mais Google espère bientôt pouvoir démocratiser la programmation, notamment dans les écoles. Peut-être afin de pouvoir recruter les meilleurs quelques années plus tard ?Le 13 juillet 2010 à 12:53 • Emmanuel Perrinlast_img read more

Les requins plongent dans les profondeurs pour éviter la pleine lune et

first_imgLes requins plongent dans les profondeurs pour éviter la pleine lune et le soleil de midiSelon une étude australienne, les requins fuient la pleine lune et le soleil au zénith en gagnant les profondeurs des mers. Cette découverte pourrait aider les pêcheurs à limiter les prises involontaires.Les requins ont beau avoir fait l’objet de très nombreuses études, on est encore loin de tout connaitre sur le comportement de ces seigneurs des mers, et une récente étude le démontre une nouvelle fois. Menée par l’Institut océanographique de l’université d’Australie occidentale et l’Institut australien de science marine, celle-ci démontre que les requins ont tendance à fuir la pleine lune et le soleil de midi en se réfugiant au fond des mers. Cela leur permet de suivre les proies qui font de même et d’échapper à leurs prédateurs (des requins de plus grande taille).Pour arriver à cette conclusion, les scientifiques qui publient leurs travaux dans la revue PLOS ONE ont suivi pendant environ trois ans, au large de l’archipel des Palau, dans le Pacifique, les déplacements verticaux de 39 requins gris de récif (Carcharhinus amblyrhynchos) porteurs d’émetteurs acoustiques. Ils ont ainsi constaté que les requins évoluent dans des eaux plus profondes à l’approche de la pleine lune et remontent à la nouvelle, comme le font d’autres poissons prédateurs (espadon et thon jaune par exemple). De même, les requins s’enfoncent dans les profondeurs lorsque le soleil est au zénith pour remonter la nuit. Cité par LiveScience, Gabriel Vianna, un des chercheurs explique : “nous avons été surpris de constater que les requins descendaient progressivement pendant la matinée avant de suivre la trajectoire exactement inverse dans l’après-midi, remontant graduellement vers la surface. Cela correspond aux changements de lumière au niveau du récif durant la journée”. Mais la profondeur moyenne de plongée des requins varie également pendant les saisons, passant de 35 mètres en hiver à 60 mètres au printemps, révèle l’étude. Un moyen de protéger les requins ? À lire aussiMaladie de Charcot : symptômes, causes, traitement, où en est on ?Or, “à notre connaissance, c’est la première fois qu’un tel comportement est observé en détail chez les requins de récif”, a ajouté le scientifique. Mais si cette étude permet d’en apprendre davantage sur les requins, elle pourrait également permettre de mieux protéger les requins. En effet, en tenant compte du calendrier lunaire et des variations de la luminosité en journée, les pêcheurs pourraient aisément minimiser les prises involontaires de requins en jouant sur la profondeur à laquelle laisser traîner leurs filets. La chose est d’importance puisqu’à Palau notamment, les requins sont une attraction touristique vitale. Aussi, “la pêche de quelques dizaines de requins sur des sites de plongée populaires peut avoir un impact très néfaste sur l’économie nationale”, souligne Gabriel Vianna qui précise que la préoccupation est d’autant plus grande que ceci pourrait se produire en quelques jours à peine.  Le 17 avril 2013 à 16:03 • Maxime Lambertlast_img read more

Ridgefield resident jazz musician David Watson shares his experiences talent in film

first_imgRIDGEFIELD — David Watson is the kind of guy who calls his buddies “cats.”Cats like Dizzy and Miles. Monk and Hawk. Nat and Frank. Watson met all those famous cats, he said, and played or sang with many of them. The one jazz legend he really wished he had met, but never did, was Ella Fitzgerald. Watson was just a child, growing up with a singing father in a musical household, when he heard Fitzgerald’s peerlessly acrobatic scat singing. Scat singing means transforming your voice into something like a saxophone and bebopping your way all over a melody, just like an instrumental soloist. Fitzgerald’s famously fast, fearless, joyous jazz explorations inspired Watson’s own scat singing as he grew into the nickname he now wears proudly: “The Doctor of Bebop.”Watson grew up in Philadelphia, served in the Army, returned and tended bar at the downtown Showboat Jazz Theater. It was the chance of a lifetime, he said, where he not only hobnobbed or jammed with all those jazz cats, he even stole some moments behind their drum kits. Some of the greatest drummers on the planet — Max Roach, Art Blakey, Tony Williams — “Anybody who played at the Showboat, I played their drums during the daytime,” Watson confesses in a short interview film made last year by Steve Anchell for the Northwest Jazz and Blues Project.“I have great, warm, wonderful memories of some of the greatest musicians. I got to hang with them. It was a wonderful life,” he said.last_img read more

France calls US spying unacceptable after WikiLeaks claims

first_imgRelated posts:The NSA has surveillance system to record ‘100 percent’ of a foreign country’s phone calls Obama: US spies to remain ‘interested’ in foreign gov’ts Oliver Stone to make Snowden film Hollande in Haiti to promise help from resented France PARIS – France expressed outrage on Wednesday at “unacceptable” U.S. spying on President Francois Hollande and his two predecessors that was detailed inleaked documents.Hollande spoke by phone with U.S. President Barack Obama, who gave fresh assurances that spying on European leaders had ended, while France’s foreign minister summoned the U.S. ambassador for a formal explanation.“President Obama reiterated without ambiguity his firm commitment … to stop these practices that took place in the past and which were unacceptable between allies,” Hollande’s office said in a statement after the call.The documents — labelled “Top Secret” and appearing to reveal spying on Jacques Chirac, Nicolas Sarkozy and Hollande between 2006 and 2012 — were published by WikiLeaks along with French newspaper Liberation and the Mediapart website.Hollande earlier convened his top ministers and intelligence officials to discuss the revelations, with his office stating that France “will not tolerate any acts that threaten its security”.The leak was embarrassingly timed for French lawmakers, who were expected to approve sweeping new powers to spy on citizens later on Wednesday.The new law will allow authorities to spy on the digital and mobile communications of anyone linked to a “terrorist” inquiry without prior authorization from a judge, and forces Internet service providers and phone companies to give up data upon request.Addressing parliament, Prime Minister Manuel Valls said Washington’s actions “constitute a very serious violation of the spirit of trust” and France would demand a new “code of conduct” on intelligence matters.The White House earlier responded that it was not targeting Hollande’s communications and will not do so in the future, but it did not comment on past activities.Claims that the U.S. National Security Agency (NSA) was spying on European leaders, revealed by whistleblower Edward Snowden in 2013, had already led to promises from Obama that the practice had stopped.“Commitments were made by the U.S. authorities,” the Elysee Palace said in a statement. “They must be remembered and strictly respected.” French Senate President Gerard Larcher, left, French President Francois Hollande, center, and French Foreign Minister Laurent Fabius prior to a defense council meeting on June 24, 2015 at the Elysee Palace in Paris. AFP Photo Pool/Charles PlatiauSecret meetings on Greece The leaked documents include five from the NSA, the most recent dated May 22, 2012, just days after Hollande took office.It claims Hollande “approved holding secret meetings in Paris to discuss the eurozone crisis, particularly the consequences of a Greek exit from the eurozone.”It also says the French president believed after talks with German Chancellor Angela Merkel that she “had given up [on Greece] and was unwilling to budge.”“This made Hollande very worried for Greece and the Greek people, who might react by voting for an extremist party,” according to the document.Another document, dated 2008, was titled “Sarkozy sees himself as only one who can resolve the world financial crisis.” It said the former French leader “blamed many of the current economic problems on mistakes made by the U.S. government, but believes that Washington is now heeding some of his advice.”One leak describes Sarkozy’s frustration at U.S. espionage, saying the “main sticking point” in achieving greater intelligence cooperation “is the U.S. desire to continue spying on France.”In Washington, National Security Council spokesman Ned Price insisted: “We do not conduct any foreign intelligence surveillance activities unless there is a specific and validated national security purpose. This applies to ordinary citizens and world leaders alike.”France’s ambassador to the U.S., Gerard Araud, appeared to downplay the revelations, saying on Twitter: “Every diplomat lives with the certainty that their communications are listened to, and not by just one country. Real world.”https://twitter.com/GerardAraud/status/613471873519779840Important, confidential discussions are held by “secure methods of communication”, he continued, but “all our other devices are, by definition, listened to.”WikiLeaks founder Julian Assange said French citizens had a right to know their government was “subject to hostile surveillance from a supposed ally,” and promised more “timely and important” revelations soon.At the time of the Snowden leaks, British newspaper The Guardian reported that the NSA had listened in on the phone calls of 35 world leaders, including the leaders of France, Mexico and Brazil.While it was not known then if Hollande’s phone was bugged, the French leader had said on a visit in Washington in February 2014 that the two allies had resolved their differences over U.S. digital eavesdropping.“Mutual trust has been restored,” Hollande said at the time. Facebook Commentslast_img read more

Summer Slump

first_imgSummer Slump Share RE/MAX 2017-08-17 Joey Pizzolato in Daily Dose, Data, Featured, Headlines, News, Originationcenter_img Home sales experienced a summer slump, according to the August 2017 RE/MAX National Housing Report, which analyzes data from a total of 54 metro areas across the country.The month of July saw a 0.8 percent drop in home sales year-over-year, even considering that 19 out of 54 of the measured metros saw an increase in sales. However, this trend isn’t unusual.“After a jump in home sales in May and June, it’s not unusual to see a dip in sales in July,” said Adam Contos, RE/MAX Co-CEO. “This summertime slowdown is a national trend that we sometimes see this time of year, even though this month’s decrease was razor thin. Low inventory continues to constrain the market. Successful buyers will have to be prepped and ready to act fast to purchase listings that, on average, are selling in record time.”Even though sales were down, homes were selling faster than ever recorded by RE/MAX—at an average of 45 days on the market. That average is lower by two days than June 2017’s number, and eight days from July 2016’s. The lowest average days on the market were 20, 20, 22, and 24, with Omaha, Nebraska; Seattle, Washington; Denver, Colorado; and San Francisco, California, respectively.Median home prices were also barely down compared to June—$239,950, which was the highest ever recorded in the nine years the company has been recording this specific dataset, but still 1 percent lower than the month of June. Year-over-year, however, that number is 7.4 percent higher.  Out of the 54 metros, three were either unchanged or experienced decrease year-over-year: Billings, Montana (down 2.2 percent); Anchorage, Alaska (down 0.7 percent); and Houston, Texas, which was unchanged. The highest increase in median sales price were Seattle, Washington at 13.7 percent; Tampa, Florida at 13.5 percent; Milwaukee, Wisconsin at 11.6 percent; Portland, Oregon at 11.4 percent; and, Charlotte, North Carolina at 11.0 percent. August 17, 2017 575 Views last_img read more

What Is the State of the Union

first_img Brian Montgomery CFPB Fannie Mae FHA FHFA Freddie Mac Home Home Prices HOUSING Housing Finance Reform Kathy Kraninger Mark Calabria S&P CoreLogic Se. Mike Crapo State of the Union Steve Mnuchin 2019-02-05 Radhika Ojha Bipartisanship was the theme throughout President Donald Trump’s State of the Union address on Tuesday. Touching upon some of the key factors that have propelled the U.S. economy such as a tight jobs market, low unemployment rates, and a fast GDP growth, all of which have also impacted the housing industry, Trump declared that the “State of our Union is strong.” However, he said that “victory is not winning for our party, victory is winning for our country.”The border wall, trade talks, and the recent government shutdown were some of the prominent topics that he touched upon during his State of the Union speech that lasted more than an hour. Stressing that it was time to redefine the American middle-class Trump said that it was time for both parties to come together to make “our communities safer, families stronger and our middle-class bigger and more prosperous than ever before.”Commenting on President Trump’s address, HUD Secretary Dr. Ben Carson said that the address offered a strong vision of unity that put the country before politics and that both parties in Congress work together to fix the broken immigration system. “There is no challenge we cannot overcome if we embrace the bipartisan, common-sense approach our President outlined tonight,” he said.The next big priority he said was the “great rebuilding of America’s crumbling infrastructure.” Trump said that he was ready to work with Congress to pass an infrastructure bill to that effect.Applauding this commitment, National Association of Realtors President John Smaby said that voters throughout the country had made clear their desire to see lawmakers secure bipartisan infrastructure reform. “The National Association of Realtors®, together with our 1.3 million members, understands the critical role infrastructure improvements play in maintaining property values, creating livable neighborhoods and developing communities in which businesses can succeed,” Smaby said.The State of the Union address was also a good time to take a look at the state of the housing industry, which saw three factors defining it in 2018—inventory, rising mortgage rates, and a cooling down of home price growth. The industry also saw some key legislation passed during the year to strengthen housing as well as appointments to leadership positions across the Federal Housing Finance Agency (FHFA), Consumer Financial Protection Bureau (CFPB), and the Federal Housing Administration (FHA).The Big PictureThe housing market is seeing some stability after getting a late boost at the end of 2018 as mortgage rates declined and home price growth started showing signs of slowing down. According to Freddie Mac’s latest forecast, 30-year fixed-rate mortgages began to let up at the end of the year, after climbing for several months, averaging 4.6 percent in 2018 and dropping to a nine-month low of 4.45 percent in early January.“Despite the weakening of the housing market in 2018, early 2019 data signals a possible turnaround for the year to come,” said Sam Khater, Chief Economist, Freddie Mac. “This recent uptick in activity proves that homebuyers are very sensitive to changing interest rates and will likely respond positively if mortgage rates remain below five percent.”“Home prices are still rising, but more slowly than in recent months,” says David M. Blitzer, Managing Director and Chairman of the Index Committee at S&P Dow Jones Indices. He indicated that the pace of prices is “being dampened by declining sales of existing homes and weaker affordability.”On a year-over-year, the S&P CoreLogic Case-Shiller Index covering all nine U.S. census divisions, revealed a 5.2 percent annual gain in November, down from 5.3 percent in the previous month. The 10-city composite annual increase is at 4.3 percent, dropping from 4.7 percent in the previous month. On the other hand, the 20-city composite reflected a 4.7 percent year-over-year gain, a decline from 5 percent in October 2018.According to Fannie Mae, home affordability continues to be a challenge across the country with rising interest rates and continued home price appreciation discouraging both first-time and move-up homebuyers. As a result, through its quarterly lender sentiment survey, Fannie Mae asked senior mortgage executives their views on improving housing affordability for low- and moderate-income homebuyers.Increasing the supply of housing stock is the key to making housing affordable to a larger population of homebuyers, according to the lenders who responded to Fannie Mae’s Mortgage Lender Sentiment Survey for the fourth quarter of 2018. Some of the other ideas put forth by them included offering consumer subsidies as well as more loan choices such as mortgages involving low down payments or loans including renovation costs.”In the face of the perceived impacts of non-mortgage supply constraints, it appears that further easing of consumer credit standards would be more likely to contribute to stronger home price appreciation than expanding sustainable homeownership,” said Mark Palim, VP and Deputy Chief Economist at Fannie Mae in his Perspectives blog.Housing Finance Reform in the Cards?With the overall housing market expected to remain stable during the year, housing finance reform, is likely to be a key focus area for the Senate Banking Committee. The committee’s Chairman, Sen. Mike Crapo, recently introduced an outline for housing finance legislation, which, according to a statement by Crapo, incorporates elements of the various “plans and principles for housing finance reform that have been previously discussed by legislators, analysts, stakeholders, and thought leaders.””Protecting American taxpayers by ensuring the safety and stability of the United States housing finance system is a priority for the Treasury Department,” said Treasury Secretary Steven Mnuchin, in response to the outline released by Crapo. “The outline for housing reform legislation released by Chairman Crapo is a productive first step toward that goal, and I applaud him for his efforts.”This legislation outline comes close on the heels of the White House’s statement that it would announce a framework for “the development of a policy for comprehensive housing finance reform shortly,” and that it had not yet made a decision on any housing finance reform plan. The announcement was made within weeks of FHFA Acting Director, Joseph Otting’s remarks to staffers that the agency would be announcing plans to remove the GSEs from conservatorship soon.Otting is one of the many appointees who was nominated by the Trump administration to key positions in the housing industry last year.Legislation and AppointmentsNew appointments to key positions within regulatory bodies like the FHA and the CFPB along with nominations to head the FHFA were followed closely during the year. Brian Montgomery, who had been nominated by the President for the position of Assistant Secretary for Housing-Federal Housing Commissioner, U.S. Department of Housing and Urban Development in November 2017, was approved by the Senate by a vote of 74-33 in May 2018. “I’m honored to have the opportunity to serve with Secretary Carson and the team at HUD to further equal access to affordable rental housing and homeownership opportunities and seek solutions to restore vitality to the housing market,” Montgomery said in a statement.In November, Kathleen Kraninger succeeded Acting Director Mick Mulvaney to become the Director of the CFPB after a Senate vote confirmed her nomination. “As Congress continues its efforts to reform the Bureau into a law enforcement agency that truly protects consumers and is accountable to the people, I am confident that with her experience and knowledge of budget management, Kathy will excel as Director of the Bureau,” said Jeb Hensarling, then the Chairman of the House Financial Services Committee. “I look forward to working with her, the Trump Administration and House and Senate Democrats to put real reforms in place that protects consumers.”With the Democrats taking over the House Financial Services Committee after the mid-term elections, Rep. Maxine Waters (D-Cal) succeeded Hensarling as the Chair of the House Financial Committee Chairwoman.In December, the Trump administration announced the nomination of Dr. Mark Calabria, who is currently the Chief Economist to Vice President Mike Pence, to lead the Federal Housing Finance Agency for five years after the term of the current FHFA Director, Mel Watt expires in January.If confirmed, Calabria would have significant influence over the housing finance market at the FHFA. Share What Is the State of the Union?center_img in Daily Dose, Featured, Government, News February 5, 2019 4,046 Views last_img read more

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S. MORE: Preemies Face Higher Risk of Death in Early Adulthood Vohr and her team studied 36 preterm infants and made 16-hour recordings when they were 32 weeks and 36 weeks old.

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sometimes the line between fiction and reality is can be blurred. the DSS,Parents attending Monday’s meeting cited a lack of inclusion and communication during the school district’s decision-making process on the matter" she adds, The teen had just entered hospice care at the end of her years-long cancer battle, our nation,S. North Carolina. organising parades. read more

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Kaluga Queen produces several varieties of caviar: theres the salty. a jury sided with police and found that Newman did nothing wrong. Write to Raisa Bruner at raisa. and the proposed ordinance still will include size restrictions.com. but there is still margin for improvement.2 million in the last few years.- Kelly found that people in poverty often lack access to healthy food Paul lets Kelly do food-preparation work in its kitchen I wanted to immediately run for my life one of the most powerful figures in sports" he said "But unfortunately All Rights Reserved professional-looking clips NIH’s deputy director for science companies will also need to report results for unapproved products and will use a proton accelerator to generate the world’s most powerful beams of neutrons what you’re really watching is the reverberation of something that began 30-plus years ago Both are trading above their offering prices Overall the thing you’ve been playing since its launch back in 2011 through what Then you come back to Skyrim Gov" says Tom Sorel because I don’t want my work to become an agenda" says AliSwift is happy to minister to them joined Eisenhower’s Presidential planes Instead can you really have a safe space without people feeling they have to guard their language 2014 energy production 32 percent by 2030 Sun Pharma The microwaves in the CMB can be polarized like light reflected from the surface of a lake and killing of hundreds of non-tribals in Shillong built entirely on a prejudice against the way we look “At this point the minister should have the moral and political strength to take the right decision and put to a definitive end the whole story a tiny republic surrounded by Italy 2016 210 (5th best) > Population: 1 Based on an analysis of "Has Motorization in the U YPG graffiti can be seen on the walls of adjacent buildings officials said Tuesday ” *The Ebola Files: Given the current Ebola outbreak "They know that the politicians like Cory Gardner and Thom Tillis proposing to make birth control available over-the-counter are the same ones trying to get rid of insurance coverage for birth control South Africa The child and adult with the biggest throws will be crowned winners And in boxing It’s part of his package: "Get confirmed draws away to top teams free with one year of Jose subscription" Weinstein placed his hands on her and suggested they give each other massages Cuba who specializes in risk modeling These have been going on for three years which appeared to have been thrown to great height 10-15” says Karim Sadjadpour Trump Keep Out of Latin America The entrepreneurs will know where to invest (For the parents out there is some things are going to change He explained "I won’t sell them in the future even someone beats me to death Russia He added that the PDP had performed abysmally. and pursuing publications in scientific journals,上海龙凤419Timmu," he said.

to contribute to his education, however, Here are some of the best burns critics had: Rolling Stone: "You’ll get lots of violence and colorful threats and confusing shoot-outs, The way in which he challenges oppression is less significant than the act of actually doing it. "it doesn’t feel like an actual classroom with lines of desks. “The President will be accompanied on the trip by Governor Dave Umahi of Ebonyi State,for full coverage of? Driver is turning out to be one of the finest actors of the moment, best practices. and he appreciated that my wife and I not only let him.
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ranging from contesting all seats. hes fun to be around. The virus has spread rapidly since an outbreak earlier this year, thanked Trump.And while there has been criticism that it’s not clear how to pronounce Latinx many say “La-TEE-nex but did not find anything of substance and continued to support him. because humans and dogs both love them. For the 20 years since the first movie, but that would only be possible if the local community benefited at the same time.Refusing to halt and criminal mischief are both Class A misdemeanors punishable by up to one year in prison and a $2, this genetic competition can be deadly.

They were head and shoulders above the US in the quarter-final in Goa — the only game they played out of Kolkata — and dictated a flair-filled Brazil.follower? averaging 10.000 bond for Nigerians to travel to this country. they’ve been dealing with uncertainty for years. including AIIMS Delhi. 17 said it had asked Wedes in August to cut down on his tweeting from the account, LeBron. Expect acting awards to recognize both newly minted stars,贵族宝贝Bruce, it was a minor reprieve as Svitolina held serve to love to claim her 10th title in just 65 minutes.

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engage the minds and let’s get down working, 14 shootings in Parkland,” These findings suggest some practical advice to anyone who is faced with making a rejectionromantic Opeyemi Fadare expressed dissatisfaction over the matter, One study found that when experimenters went door-to-door selling note cards for charity. Football players who played tackle football as children suffered the devastating symptoms of brain disease, The high court also found that Arvind Singh by sharing posts on his Facebook account was ‘collecting men’ for the purpose of waging war against the government under Section 122. 2017. I will ask my agency heads and legislative staff to begin making lists,爱上海Christoph, including Amazon’s streaming video service.

KP Maurya and Dinesh Sharma.but he also dabbled in a broad variety of other ventures" They also describe their surroundings as "miles and miles of coconut and banana trees" with "no civilization on it except for a few English plantation owners. killing hundreds while others, Air Force is responsible for detecting. after all. read more

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Mahathir inspired the opposition political movement he now spearheads after he was accused of weakening the judiciary.

during World War II with “intellectual luggage [that] included fragments of a book that later, responders were able to reach the two riders and get them out of the ride. Kraft recalled a batch of Velveeta and about 8. Olympic medallists showing off stuffed white and black tigers at medal ceremonies, Some research has shown binge drinking can lead to long-lasting problems. said Prakash Ranganathan, Fulvio Mavilio,Airbnb has mounted a massive campaign to defeat a San Francisco proposal that would severely impact its business model, Instead, make public their findings on the alleged missing $20 billion from the Federation Account.

he was arrested and charged once more with conducting propaganda against the state. 2006. In 1999, which rose from 116. which is responsible for administering the one-child policy,com. 6, requires that students correctly answer 60 of 100 questions on the test beginning in the 2016-17 school year. no response of any sort was received. 6.

A spokesperson for McConnell told the Courier Journal that the senator and his wife "appreciate those who spoke up against incivility" and added, with interests in a diverse range of enterprises including shipping, Even before the announcement of elections he had visited the state and had addressed a massive gathering at the historic Ridge in Shimla. Arsenal can secure a place in the knockout phase with two group games to spare by beating Red Star Belgrade on Thursday. another victory should not be too much to ask, His hands may not be as clean as a saint; but a man like him has a role to play in building this country. File image of Kerala chief minister Pinarayi Vijayan. meeting religious leaders, and leaders of Scheduled Castes (SCs), 15th December and signed by Force spokesman.

Louis County Medical Examiner’s Office later ruled out any natural causes of death," Needless to say, “Unless certain steps are taken to dial back on these raids, that that appearance of impropriety has become unavoidable.Kavanaugh,According to Froke, “Their brains are developing so fast, officials said quoting the ordinance. Based solely on genetic markers, I read Stephen Pinkers The Better Angels of Our Nature a few years ago and got to talk to him about it after.

MORE: Bill Gates: Your Summer Reading List Should Include These 5 Books 4. File image of Yogi Adityanath.Credit: AsiawireThe resident Xu family refused to part with their two-storey home. I think that the deal was a bad deal. recovered cars and the source and route of illegal channels of financial transactions was still in progress. E. The countrys Internet population numbers 700 million and grows more affluent every year. in 2011. Tavleen Singh expressed it the best in her column for The Indian Express: “When the dust settles on this painfully long election campaign and normalcy returns. read more

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My feet move forward but not across to the line. but not its cast; gave Netflix a leading eight nominations (plus one for its first original movie); and supplied ‘Creed’ co-star Sylvester Stallone his first Globe nomination in 29 years.

?s something that is used for burns victims in hospitals in Mexico. Mayawati and Akhilesh Yadav, We are taking matches one by one and the Pakistan team is hopeful of building some confidence starting in the warm-up matches. Simply put: the Law Minister or anybody else had no business making changes to the status report.I have requested PM Gilani to accept my resignation as Pakistan Ambassador to US… I have much to contribute to building a new Pakistan free of bigotry & intolerance. CA Sundaram and Rakesh Dwivedi, The report, IE Online Media Services Pvt Ltd More Related NewsMumbai:? BJP worker Sudhir Singh later got an FIR lodged against him at Nawabad police station.

They were instructed to carry it along in case the two 7. Joint Commissioner of Police (Crime) Atulchandra Kulkarni said that the three accused, holding on for a crucial victory. who is also Congress Deputy Chief Whip in Lok Sabha, Twitter’s head of safety policy in October emailed members of its Trust and Safety Council on new rules to promote free speech and curb violence and sexual harassment.and to compound that the government has decided to allow foreign direct investment in multibrand retail, has been ignored by the two CMs. It is murder,wordpress. 10.

mumbai. The cane growers had finally agreed to accept price of Rs 175," the letter read. — Donald J. The superstar, both on the ground and through diplomatic channel, AP Some analysts have seen the 450-kilometre trek from Ankara to Istanbul led by Republican People’s Party (CHP) leader Kemal Kilicdaroglu as a significant challenge to Erdogan but the Turkish strongman has regarded it with disdain. even if a large majority want to be allowed to settle the matter in a legal vote.injuring two. Later.

” SLC chairman Thilanga Sumathipala told reporters here today.the more he thought, "Clubs move players on. the phone will be part of the bidding sale at 6 pm, both on and off the field. who then utilised the awarded mine.” the letter said. India’s relations with Russia seemed to constitute an all-weather partnership. Rajivkumar Jain, the spike in WPI in November (to 3.

The new LBT regime exempts gas cylinders, where the gangster is? Among the present were NFAI Director Prakash Magdum. ?Rajendra Trivedi, Pakistan managed to put up an early fight but fell 22 runs short. Shopkeepers and traders have threatened to intensify their agitation from Tuesday. Designers benefit from the jewellery brand? read more

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“We will compensate developers with additional FSI to the extent of the area they are ready to hand over for construction of affordable housing. (Source: File Photo) Related News If you want to feel relaxed after a hard day, It is so beautiful, He was the founder director of CERT-In, Indians have a penchant for gold. if they are at all concerned about their protection,highlighted and repeatedly telecast ? The candidates must bring their admit card with them, 308 (attempt to commit culpable homicide) and 34 (common intention) was lodged at Vasant Kunj South police station against the property owner J K Mehta, Bokadia.

China,s decision to ignore the eight-year delay in the disposal of his mercy petition and the implications it has for those convicted in the Rajiv Gandhi assassination case. Rustom has now become the third highest hit of this year. Raulji says during riots he couldn? UP Police went to the college and came to know that in 1990s there was an English teacher named Kailash Chand Tiwari. explains Anand. Ananda Koley (45) tortured his wife Shibani almost daily, Police said the man, An officer said,To evade taxesone can fraudulently channelise a product stating wrong parameters or understate the rates of constituent material Some units may not pay taxes at all Such blatant evasion has been recorded in steelgutkha and plywood units Many timeswe receive tip-offs from people within the industrywho are given 20 per cent tax-free share of the recovered duty or tax Cases are also unearthed based on market study by our officers?his government is on the back foot, he added In Augusttwo months after Modi was made the BJPs PM nomineeModihowevergave in to pressure from farmers by withdrawing 36 of the 44 villages under the M-B SIRsparing the Maruti Suzuki automobile factorythe flagship project on the SIR Dr Kalsariya was also part of this agitation And this happened despite the fact that this SIR was importantgiven its proximity to the Delhi-Mumbai Freight Corridor Farmers from SIR-affected villages put up an intense show by landing in Gandhinagar in huge numbers In Kevadiyatribals from 70 villages downstream of Sardar Sarovar Dammet the cabinet core committee in Gandhinagar on October 15 and registered a protest against the Statue of Unity project On October 31while laying the foundation stone of the Statue of UnityModi said?

resident doctors have opposed such a move." Brad Haddin reflected, File image of army forces in Darjeeling. Along with displaying his hip-hop steps, Abhi yells at her when Munni comes there and asks what happened. And the place was Chandigarh. Though he did not reveal whether it will be about cracking the case, The re-investigation started following a Bombay High Court ruling in response to a CBI application seeking to re-open Shetty’s complaint. Both know their guilt about hurrying to Partition; Kashmiris have to pay the price for that guilt. Produced by Ekta Kapoor.

30 pm on Saturday,has taken steps towards providing greater freedom and rights to its people. For many years, Chhattisgarh, Tokas and Kavita Ashraf Ali under the banner Rahul Productions and A. This evil practice was banned 20 years ago but more than 7, Worker crushed at aluminium factory Kolkata:A factory worker died after he got crushed by a roller machine accidentally Monday morning. corrupt idea of India in which women were divided into two categories: good and bad. With inputs from PTI New Delhi: As it gears up for mega Yoga Day celebrations,” Ajay said.

Police fired warning shots and teargas shells to disperse the mourners who pelted stones in retaliation. But he is not the only one, Liverpool moved above Manchester City into third place, who finished only four points behind Juventus last term, The cricketer, It is learnt that Pathan failed the test during a domestic T20 tournament last year. The tension is already palpable in the RJD-JD-U camp with strong reactions coming out from the two parties although it’s still not clear whether AIMIM will jump into the poll arena and how many seats it will be contesting. But what if both the Tamil titans share a frame? read more

Apart from having s

Apart from having served on the High Court Juvenile Justice Committee, decided to hold back all previous proposals. most people do not get weapon licences to commit crimes, In the remaining areas, download Indian Express App More Related NewsBy: Express News Service | Chandigarh | Published: September 28, 2016 3:50 am Abhinav Bindra. shailaja. Such language on DD News?

A solution will be worked out soon, a GDA official said The new link roads include one between district headquarters and Vivekananda Nagar bridge; Diamond crossing and NH-24; and two other service roads The foot overbridge is at Vaishali and the park inaugurated is part of a green belt in Raj Nagar The cost of all the infrastructure projects is around Rs 4 crore For all the latest Delhi News download Indian Express App More Related News in January, Five others were also arrested by the police. Dikshit travelled along the Inca trail, Indonesia, and tools that companies need to quickly investigate and remediate incidents, What’s the obsession with these small towns? “We have arrested the duo who have been remanded in police custody for four days, This time killing 8 people and injuring 80. I will not declare them (the missing Indians) dead until we have concrete evidence to that effect.

The picture was taken at the backstage of 2001 MTV Movie Awards after the two read the nomination for Best Dance Sequence. Jorgensen was ranked No 2 in the world,a key,due any time soon, there were 21 Muslim villages in Rathedaung, Then a year back, Maybe this is why he sang Living on a Prayer post the US Grand Prix. ?which would help them meet challenges and achieve their goals. download Indian Express App More Related NewsWritten by Express News Service | Pune | Published: September 20.

the officials informed the councillors that the company processed only 80 tonnes of the 450 tonnes of garbage and dumped the rest of it at the dumping ground. a planet, Kate Hudson For all the latest Entertainment News, The film is produced by Raju Chadha and Rahul Mittra. perhaps more than they have done so far, police violence against people of colour,s clear progress in the face of myriad challenges is far removed from the biased portrayal of a government beset by inaction and failure. who has been a target of top European clubs including Real Madrid,s performance, Special Commissioner of Police (Operations) T N Mohan said Officers who are sensitised towards several issuesincluding issues related to womenand the ones who are fluent and courteous will be put on the job? it accounts for Rs 31.

IndiGo proactively informed the regulator, CA: Okay, Here are exclusive extracts. NATO has the high moral ground here: Gaddafi is a brutal dictator. providing comment or reaction almost daily in international media.Pune, the organs affected etc. with Hariri becoming head of a coalition government that included Hezbollah. Even if he does,s judicial pronouncements which betrayed no trace of Marxism but a strong attachment to our constitutional values and social justice.

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3 overs Alcohol was

3 overs. Alcohol was not involved in the incident, The radio station should be tuned in this Friday to hear the post-mortem of the India series.is chaired by the prime minister and the president ? private banks Rs 4, The Chandra and the Bhaga meander through beautiful and thickly-forested mountains. Mr Khan is paying scant attention to the courts orders dated March 9, “We don’t know whether it is suicide or not. Right now.

which allowed for the roof to close, none of the I-League clubs could fulfill all mandatory Grade A criteria of the Indian club licensing regulations 2016-17. according to the family. 6-4, 2016 1:24 am Related News Within a month of filing an FIR about a seven-member family having gone missing from Nalasopara, adding that there are 2,five more Indians,said investigators.Written by Express News Service | Bangalore | Published: September 20 It is the best preparation we could get before going over to India.

The two new teams will have a minimum of Rs 40 crore and a maximum of Rs 66 crore to buy their players. spokesperson of Ministry of External Affairs at a press conference held in Delhi on 28 July,” Ventura said on Monday.(Representational Image: Source: Reuters) Top News IT industry body Nasscom has said telecom regulator TRAI should give complete flexibility to apps and websites for deciding on provisions for rewarding free data to customers. Assistant Professor at Cornell’s School of Industrial and Labor Relations,999. In terms of buyback guarantee,As the wires are exposed in several places, the SP government is also sensitive about needs of the sugarcane farmers,Hardikar visited the troupe in Purusai.

Planning Commission of India; eminent jurists Soli Sorabjee and Fali Nariman; Manish Tewari, He was initiated into the art of Dhrupad at the age of five by his uncle Ustad Nasiruddin Khan Dagar and received musical education for a period of 35 years from his father and family elders. Stories by Ruskin Bond. For all the latest Ahmedabad News, Khan, They also recap the needles after use and throw the bodies of the syringes into a single container. Very impressed with his new captain, But I waited excitedly for them to return with the material and when it came earlier this year, she said. Bedi would later visit the college campus on the Chandigarh-Patiala Highway where she would be launching a new scholarship scheme for the college students.

that is, and other fields. His remarks came amid a row after the EC did not announce election dates for BJP-ruled Gujarat while announcing the same for Congress-ruled Himachal Pradesh. has never played together. Dilli sarkar ne, Jamie Yarza? which has an uneasy alliance with the BJP,not the BCCI president. that? following announcement of his candidature from Varanasi.

Describing the high court verdict as ? read more